

Cardinal Care
Fostering Your Well-Being

How to Read an Explanation of Benefits (EOB)
An Explanation of Benefits (EOB) is a statement from your insurance company that outlines the costs associated with your doctor or clinic visits. It serves as a notification that a claim has been filed and provides a breakdown of the expenses.
Unlike a bill, an EOB simply informs you of what your insurance has covered and what portion you are responsible for paying. Your healthcare provider will send a separate bill for your share, which should align with the details on your EOB.
Employee Assistance Program - Support When You Need it Most
Our EAP provides confidential, 24/7 support for employees and their families. Whether you need counseling, financial guidance, legal advice, or help with childcare and eldercare resources, you have access to expert assistance at no cost to you! Plus, up to three free sessions per issue are available through phone, video, text, or in-person visits. Take advantage of this valuable resource to help you navigate life’s challenges.
Keep Your Smile Bright: Dental Health & Your Insurance Benefits
Taking care of your teeth isn’t just about having a great smile—it’s essential for your overall health!
Why Dental Health Matters
Poor oral health has been linked to serious health conditions such as heart disease, diabetes, and even respiratory issues. Regular dental checkups can help detect problems early, preventing costly and painful issues down the road.
Your Dental Insurance Benefits
Benefit- Eligible employees have access to dental insurance that can help keep your teeth and gums in top shape.
What's Covered?
- 100% Covered Preventive Care – Exams, cleanings, X-rays, and more (no deductible!).
- Basic Services – Fillings, root canals, and extractions covered at 80%.
- Major Services – Crowns, bridges, and dentures covered at 50%.
- Orthodontics – Braces for children up to age 18, covered at 50% (lifetime max: $1,000).
- Annual Maximum – Up to $1,500 per person each year.
- Low Deductible – Just $25 per person or $75 per family.
Take Advantage of Your Benefits
The plan covers two cleanings per year—if you haven’t scheduled yours yet, now’s the perfect time! A healthy smile starts with preventive care, and your benefits make it easy to stay on top of your dental health.
If you have any questions about your coverage, reach out to Krista Gundberg for assistance. Keep smiling and stay healthy!
Exclusive Technology Discounts for District Employees
Did you know that as a valued member of our district, you have access to exclusive discounts on technology and mobile services? Whether you're looking to upgrade your phone, find a more affordable data plan, or purchase new tech accessories, we’ve got you covered!
Take advantage of special offers from:
📱 AT&T – Discounted mobile plans and accessories
📱 T-Mobile – Exclusive savings on wireless services
💻 CDW – Deals on laptops, accessories, and more
These discounts are just one of the many perks available to you as a district employee. To explore your savings options and find out how to redeem these offers, visit the Technology page on the staff intranet today! Happy saving!
The Installment
A Monthly Bulletin from Horizon Public Health
These monthly bulletins deliver accessible resources, articles, and practical guidance on disease prevention, health promotion, community wellness, and the latest in public health.
Click here to view the February 2025 edition.