GenCore Candeo Open Enrollment

It's time to make your selections for your supplemental benefits effective December 1, 2024 - November 30, 2025. Please remember you are not able to make changes mid-year without a qualifying event, so be sure to take advantage of Open Enrollment!

Use this guide to help you select the benefits that will best meet the needs of you and your family. Once you are ready to enroll, follow the steps for Logging In with The Benefits HUB that you see below. You can also call 903-939-8133 for questions and assistance.

This Benefits Guide describes the highlights of your benefits program in non-technical language. Included in this benefits Guide is important information about each of the benefit plans offered to you and your family.

Please remember that these general descriptions are not intended to provide all the details of requirements of these benefits. The official Plan Documents will prevail if any inconsistencies are found between this Benefit Guide and the official Plan Documents. Any and all elements of the benefits program may be modified in the future, at any time, to meet the Internal Revenue Service rules or otherwise as decided by the district.

The only time that employees are able to change benefits enrollment outside of the new hire or open enrollment window is if they experience a qualifying event. A qualifying event is any event that changes either your number of dependents or your access to healthcare. Examples of qualifying events include:

• Birth, adoption, death, or guardianship of a child
• A change in marital status (marriage, divorce, death)
• A dependent's loss of eligibility (attainment of a limiting age)
• Gain or loss of other coverage ( i.e. a spouse starts or ends a new job and is eligible for or loses insurance coverage)

All employees have thirty-one (31) days from the qualifying event date to elect changes in coverage. You must notify HR, provide documentation of the qualifying event, and complete your amended enrollment changes to take effect. Notifying HR of the intent to make changes only is not sufficient.

Cancer insurance provides financial assistance in the form of a lump-sum benefit upon a positive diagnoses (first occurrence - internal cancer) ensuring you can concentrate on your health instead of your finances. Costs rack up quickly in the fight against cancer. You can use your benefit to help pay toward costly medicine, medical bills, and co-pays. This plan by APL also has benefits for heart attack and stroke (first occurrence), and will pay a $50 reimbursement for wellness diagnostic imaging (See link below). This affordable benefit also extends to your spouse and eligible dependents.

Monthly Premiums

Employee only - $19.38

Employee + Spouse - $41.82

Employee + Child(ren) - $22.56

Employee + Family - $44.96

Accident Insurance coverage pays cash benefits directly to you for medical expenses related to an accidental injury. The plan covers you 24/7 for on and off the job accidents and injuries for adults and even sporting events for covered children.

The health screening/wellness benefit pays for routine check-ups, blood work, mammogram, stress test, and even youth organized sports enrollment. The benefit pays $150 per participant per calendar year. See plan summary for details.

Monthly Premiums

Employee Only - $0

Employee + Spouse - $8.06

Employee + Child(ren) - $13.26

Employee + Family - $21.32

The value of vision insurance goes beyond saving money on new glasses and contact lenses every year. Illnesses like diabetes, thyroid disease, and cancer can all be detected by an ophthalmologist.

This provides an eye exam and either glasses, or contact lenses every 12 months. There is a $130 allowance for frames and standard lenses are paid for in full.

Contact exams and lenses have a $145 annual allowance.

Monthly Premiums

Employee Only - $0

Employee + Spouse - $5.69

Employee + Child(ren) - $5.12

Employee + Family - $11.29