Pirates Life & Wellness

Open Enrollment will be here before we know it! We know that this time of year is already a hectic one. To make things easier we have increased our in-person enrollment presence at every building. You are strongly encouraged to complete enrollment in person. This helps minimize mistakes, gives you a chance to ask questions to better understand your options, and make adjustments to your 403(b) retirement plan (an important step if you want to take advantage of the districts match!).

All eligible employees MUST complete open enrollment, even if you waive benefits or don't plan on making any changes.

Click on the picture below to see the complete Open Enrollment Guide with detailed information about your 2024-2025 Options.

Use the button below to schedule your in-person enrollment. During your appointment you will have access to Aetna reps in case you have any questions about plans or coverage, an enroller who will go through the process and complete your enrollment for you, and the opportunity to review/adjust your 403(b) retirement plan.

When signing up select the date that corresponds with the building you would like to schedule at in order to see available times.

Piper Prairie Elementary: Monday, August 26th (Enrollers & 403b Managers, & Aetna Reps)

Piper Creek Elementary & Early Childhood Center: Tuesday, August 27th (Enrollers, 403b Managers, & Aetna Reps)

Piper Middle School: Wednesday, August 28th (Enrollers, 403b Managers, & Aetna Reps)

Piper High School: Thursday, August 29th (Enrollers, 403b Managers, & Aetna Reps)

Piper District Office: Friday, August 30th (Enrollers & 403b Managers, & Aetna Reps)

The district is continuing with Aetna on a 10/1 plan year. The plan elections you make will be in effect from October 1, 2024-September 30, 2025. Deductibles and out-of-pocket maximums will continue on a calendar year (January 1) basis.

Plan rates for the 2024-2025 plan year can be seen on page 9 of the Benefits Guide.

The district offers a dual option dental plan with Delta Dental. The buy-up plan is similar to the base plan in that the deductible levels and child orthodontia benefits are the same, with preventive services still covered at 100%.

For individuals needing increased coverage, the buy-up plan offers basic services covered at 90%, major services covered at 60%, and a $1,500 annual year maximum.

Plan rates for the 2024-2025 year can be seen on page 15 of the Benefits Guide.

Surency will continue to administer the district's vision plan. There are no changes to plan design or employee contributions.

Plan rates for the 2024-2025 year can be seen on page 16 of the Benefits Guide.

The IRS has allowable limits for FSA and HSA accounts. For further information refer to pages 11-13 of the Open enrollment Guide.

There has been an increase to the districts contribution into your HSA account:

• $33.71/month for those enrolled in the HSHP/HSA plan (increase of $1.13/month)
• $137.32/month for those enrolled in the HDHP/HSA Connected plan (increase of $6.06/month)

In addition, UMB will no longer charge individuals a monthly administrative fee for their HSA.

The district will continue the 403b matching program. For each monthly contribution that you make, the district will contribute a matching amount up to $40.

We don't want to see employees leave free money on the table! To take advantage of the district match you will need to meet with Modern Advisor Group during Open Enrollment.

• Earning the district match is simple. Contribute $40 or more per month ($20/paycheck) and you will receive the district match.

How do you know how much you are contributing?

• Your contributions will appear under the "Deductions" section on your paystub with the code "403B CONTRIB" and/or "4ROTH CONTRIB" depending on which type of account you contribute to.
• The Districts contribution will appear under the "Benefits" section on your paystub with the code "403B CONTRIB".

Jon and Terry will have a copy of your investment account profile with them. Even if you don't plan on making any changes, it's a great time to check in on your money!

We've asked the mobile mammography coach back! If you had your mammogram done last fall, it's time to get it done again. If you haven't had yours in the last 12 months I highly encourage you to take advantage of this convenient option. This is our 4th time having them on location and 100% of the feedback we have received on the experience has been positive. If you are unsure or nervous, but know you are due for a mammogram, please reach out to hear more about the experience!

Piper Prairie Elementary: 8am-Noon

Piper Middle School: 1:30-5:30pm

As a reminder, this is open to all staff. It is billed directly to your insurance, so you do not have to be enrolled in one of the district plans. Make your appointment now! If there are still openings the week of the event we will open this up to the public.

SAVE THE DATE! Our annual flu vaccine clinic for staff will be held Friday, October 18th, at the District Office. More information coming soon!

As a reminder, the clinic is available to ALL staff, even if you are not enrolled in a district health insurance plan.

Click on the buttons below to be taken directly to the providers website!